Last year we wrote “what would the 2020’s bring for investors?” Nobody in their wildest imagination could have foreseen the year we have just had! A pandemic, the like of which none of us ever envisaged seeing in our lifetimes. Governments and governance systems have been tested globally. Liquidity has been pumped into the global economy in amounts that make the response to the 2008/9 Financial Crisis pale by comparison. Some $20 trillion or 25% of world GDP!